I hear this question perhaps more than any other. “Why is it that, no matter what we do, there is never any money left at the end of the month?” I typically answer this question in one of two ways. First, “what is so magical about month-end that you think there a pile of cash… Continue Reading
When you come back from a vacation it’s hard not to reflect on vacations past. The vacation is perhaps the most anticipated and enjoyable use of your money, but many people struggle with what they should spend. This question gets posed to me a lot. I’ll start with the most obvious of comments. Purchase the… Continue Reading
Okay, you have some debt you want to get rid of… Join the club. In a recent Nielsen poll, the number one financial priority goal for Canadians is “paying down debt” – for the 5th year in a row. And the average debt owed by Canadians for each of those 5 years? Each year is… Continue Reading
Here is a common refrain: “If only I made 10% more, I’d be set for life”. In all my experience assisting people with their personal finances, at no time have I believed this was true. Most employee income follows a relatively steady trend of inflation (plus or minus) each year. Early on in the career,… Continue Reading
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