Thinking about gifting money to your adult child?

A topic that often comes up with my clients in their 50s, 60s and 70s is that of assisting their grown children (aged 20-40) financially.

There are many good reasons to help out your adult children these days, especially if you can afford it. Whether it is assisting with a down payment on a home, helping out with a grandchild’s RESP or just a well-meaning gift of money to help with bills, it’s a common refrain that those approaching retirement want to help. So is there a problem? Continue reading…


Do you know what you are invested in?

For most people I know, deciding how to invest hard-earned dollars to fund a distant retirement is more painful than a root canal. How could there possibly be more options? And products? And promises? How do you sort through all the myriad of investment alternatives available? Continue reading…